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Type: Posts; User: Denis

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1. ## Thread: Credit Card Interest Calculation: loan w/ 0% interest, but handling fee

by Denis
Replies
27
Views
1,010

### I get that too, but that's APR cpd monthly : ...

I get that too, but that's APR cpd monthly : .0207021 * 12 = .248425 = 24.84%
Compounding effect brings it to 27.88% effective:
1.020721^12 - 1 = .27875722 = ~27.88%
2. ## Thread: Credit Card Interest Calculation: loan w/ 0% interest, but handling fee

by Denis
Replies
27
Views
1,010

### Let's have some fun DrP! amount = 5000 fee =...

Let's have some fun DrP!
amount = 5000
fee = 500
pay't % = 10
term = 6 months

I get .0207021 monthly = 1.020721^12 - 1 = .27875722 = ~27.88% effective
3. ## Thread: Credit Card Interest Calculation: loan w/ 0% interest, but handling fee

by Denis
Replies
27
Views
1,010

### YES; your printout matches mine exactly... ...

YES; your printout matches mine exactly...

Looks like taraK needs to get used to Excel...or another looper program...
4. ## Thread: Credit Card Interest Calculation: loan w/ 0% interest, but handling fee

by Denis
Replies
27
Views
1,010

### Well, if that's the case, then my previous post...

Well, if that's the case, then my previous post changes slightly to:

Borrower borrows $7000; pays back$7210 over 24 months.:
so has use of $7000 (BALANCE1 below) Lender will book a$7210 loan...

by Denis
Replies
6
Views
98

### Yepper TK: (1 + L) is definitely required...to...

Yepper TK: (1 + L) is definitely required...to get the given answer...
6. ## Thread: Simplifying this expression has me stumped

by Denis
Replies
3
Views
63

### If x = 3, then x^2 - 2x - 3 = 0 ; oh oh :shock:

If x = 3, then x^2 - 2x - 3 = 0 ; oh oh :shock:
7. ## Thread: 1+2+3+...+n = (n+1)C2

by Denis
Replies
3
Views
82

### Well, you got 10 fingers, so you at least can add...

Well, you got 10 fingers, so you at least can add the first 4 :idea:

by Denis
Replies
11
Views
224

### Ah geezzz I'm broke: perhaps Jomo will lend it to...

Ah geezzz I'm broke: perhaps Jomo will lend it to me??
9. ## Thread: Credit Card Interest Calculation: loan w/ 0% interest, but handling fee

by Denis
Replies
27
Views
1,010

### Was having another look at this "loan thing"....

Was having another look at this "loan thing".
Borrower borrows 7000; pays 210 right away as fee:
so has use of 6790 (BALANCE1 below)
Lender will put this 210 in "revenue", and book a 7000 loan...

by Denis
Replies
11
Views
224

### Ahhhh Mark....looks like you received my 20...

Ahhhh Mark....looks like you received my 20 bucks...:p

by Denis
Replies
11
Views
224

by Denis
Replies
11
Views
224

### S'that my post-mortem?

S'that my post-mortem?

by Denis
Replies
12
Views
395

:p
14. ## Thread: Back-working moisture content in woodchip

by Denis
Replies
2
Views
99

### Easiest way is to weigh it before the...

Easiest way is to weigh it before the drying.....:rolleyes:

HEY: I'm fast approaching 10 posts!!
15. ## Thread: How to solve this type of problems in easy way?

by Denis
Replies
12
Views
395

### If I was you, I'd be sHocked :p Made me...

If I was you, I'd be sHocked :p

Made me remember "sock it to me...sock it to me" from Rowan & Martin's Laugh In ...
16. ## Thread: Simplify a Surd

by Denis
Replies
4
Views
100

### Nice observation K.S.D :rolleyes:

Nice observation K.S.D :rolleyes:
17. ## Thread: Simplify a Surd

by Denis
Replies
4
Views
100

### Book is wrong, you're correct. You can "see"...

Book is wrong, you're correct.

You can "see" this by simply evaluating each version:
u = sqrt(5)

(3 + 2u) / u = 3.3416... (original)

(2 + 3u) / 5 = 1.7416... (book)

(3u + 10) / 5 =...
18. ## Thread: How X + X = 2X step written?

by Denis
Replies
2
Views
120

### Can be done this way: step 1: 1 grows to 2 in...

Can be done this way:

step 1: 1 grows to 2 in 4.5 periods, so 1/4.5 per period.

step 2: 2 grows to 4 in 2/(1/4.5) = 9 periods

by Denis
Replies
4
Views
138

### :p I'm the one who was tortured...mainly by...

:p

I'm the one who was tortured...mainly by Jomo!

HEY: this is post#3!

Join Date:Feb 2004
Location:Ottawa, Ontario
Posts:3

by Denis
Replies
4
Views
138

### Vanished posts...

Yesterday, I suddenly got this message:
"You have been banned for the following reason:
No reason was specified.
Date the ban will be lifted: Never"

At first, thought it was a joke.

Was able...
21. ## Thread: How to solve this type of problems in easy way?

by Denis
Replies
12
Views
395

### Testing.... Edit: My 1st post after Subhotosh...

Testing....

Edit:
My 1st post after Subhotosh went to bat for me and removed the "ban"!!
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