Amount Mary has saved= x
Amount Betty has saved= y
So we have
(1) x+y= 43 and
(2) y=3x+3
Now we have to solve for x and y. We replace the second equation into the first
x+ (3x+3)=43 , which means 4x+3=43,
and now we pass 3 substracting to the other side
4x=40, which means x=10.
With this we go to equation (2) and replace x to get y
y=3*10+3=33
So, x=10, y=33, meaning
Mary has saved $ 10
Betty has saved $ 33
Cheers